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How Visa Is Using AI to Fight the Next Generation of Fraud
Visa reports AI-driven fraud surged 1,210% in 2025 with machine-generated attacks now comprising nearly half of all fraud, and is commercializing its threat intelligence platform (VTIP) as a security-as-a-service offering to banks, fintechs, and merchants. The expansion of instant payments and fintech adoption in Africa creates both fraud opportunities and dependence on centralized foreign cybersecurity providers, raising sovereignty concerns.
This Wire brief sits within Fusion42's coverage of Fintech. Wire is Fusion42's founder-focused intelligence feed: each story is connected to the funds and startups it names — every one with a live profile on Raise or Scout — so founders can follow the capital and the momentum behind the headline rather than just the headline itself. Wire analysis is one of the live surfaces Arthur, Fusion42's AI co-founder, reasons over.
The Wire takeaway
Fintech and payment founders in Africa face escalating AI-driven fraud while relying on centralized foreign security providers—creating both a market opportunity for localized fraud defense solutions and regulatory/sovereignty risk that will reshape infrastructure spending and vendor selection.
Read the full story at ecofinagency.com →
Topics: Fintech · ai-fraud · threat-intelligence · security-as-service · fintech-infrastructure · payment-rails · data-sovereignty