Wire · technology
How Do U.S. And U.K. Real-Time Payment Models Actually Compare?
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Fusion42 · 26 October 2026 · Fusion42 review
At Sibos 2026, FIS and Modulr discussed differences between U.S. and U.K. real-time payment models, highlighting the need for tailored approaches due to the U.S.'s fragmented banking landscape and emphasising fraud prevention and cross-industry partnerships to accelerate adoption and unlock new use cases.
This Wire brief sits within Fusion42's coverage of Fintech.
◆ ◆ The Wire takeaway
Real-time payment models need custom fixes in the U.S. to tackle its dispersed banking setup. You can jump ahead by building inline fraud controls and forming partnerships that speed up new payment uses.
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1 source · 26 Oct 2026
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