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Wire · operational-macro

Payward targets EU banking license with acquisition of $190M-asset Saldo Bank

15 October 2026 · By · Wire by Fusion42

Published

15 October 2026

Topic

operational-macro

◆ Sectors

Fintech

◆ Geography

Europe

◆ Source

Read at coindesk.com →

◆ Verified

Fusion42 · 15 October 2026 · Fusion42 review

Payward, Kraken's parent company, is acquiring Saldo Bank, a $190 million asset EU bank, to become the first crypto firm to hold a banking license in the European Union and expand into deposits and lending services.

This Wire brief sits within Fusion42's coverage of Fintech, and 3 sources have reported it between 14 Oct 2026 and 15 Oct 2026.

◆ ◆ The Wire takeaway

You stand at a new intersection where crypto gains direct access to EU financial markets through a banking license. Securing this license flips your regulatory hurdles into growth pathways in deposits and lending.

◆ Coverage

3 sources · first reported 14 Oct 2026 · latest 15 Oct 2026

◆ Related on Wire

◆ Topics

Fintechbanking-licensecrypto-bankingeu-expansiondepositslending