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Square Expands its Credit Card Program; J.P. Morgan Backs Dream Payouts' Launch
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Fusion42 · 23 August 2026 · Fusion42 review
Square has expanded its credit card program to include a 3% cash back on Square Bill Pay transactions and allows merchants to pay vendors who do not accept cards by routing payments via preferred methods such as direct deposit or physical checks. Separately, Dream Payments, supported by J.P. Morgan Payments infrastructure, launched Dream Payouts to enable small businesses to issue payouts using just an email address integrated within their accounting software.
This Wire brief sits within Fusion42's coverage of Fintech.
◆ ◆ The Wire takeaway
Square merchants can now pay vendors without card acceptance barriers using cash-back incentives to cover costs, opening new cash flow management routes for you. Dream Payments' email-based payout feature backed by J.P. Morgan removes traditional banking complexity, making vendor payouts simpler and faster.
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1 source · 11 Aug 2026
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