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Wire · regulatory

Govt's Big Clarification On UPI Charges, Payments To Remain Free For Consumers

8 August 2026 · By · Wire by Fusion42

Published

8 August 2026

Topic

regulatory

◆ Sectors

Fintech

◆ Geography

India

◆ Source

Read at ndtvprofit.com →

◆ Verified

Fusion42 · 28 August 2026 · Fusion42 review

The Government of India clarified that UPI payments will remain free for consumers, with merchant discount rate charges applying only to limited merchant transactions above a threshold at nominal rates, preserving most transactions free for merchants.

This Wire brief sits within Fusion42's coverage of Fintech, and 2 sources have reported it between 8 Aug 2026 and 9 Aug 2026.

◆ ◆ The Wire takeaway

You face a clearer payment cost structure in India with UPI's consumer transactions staying free and limited merchant fees. This opens doors for consumer-focused fintech startups to scale fast without fees blocking adoption.

◆ Coverage

2 sources · first reported 8 Aug 2026 · latest 9 Aug 2026

◆ Related on Wire

◆ Topics

Fintechupipayment-chargesfintech-regulationindiamerchant-discount-rate