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Wire · operational-macro

SEC Crypto Proposal Wouldn't Clear Up Howey Ruling's Uncertainty

Published

14 September 2026

Topic

operational-macro

Sectors

Fintech

Geography

United States

Source

Read at news.bloomberglaw.com

Verified

Fusion42 · 14 September 2026 · Fusion42 review

The SEC's proposed Regulation Crypto Assets seeks to create a federal framework for crypto offerings including tailored exemptions and disclosures, but it retains uncertainty by building on the decades-old Howey test for investment contracts. This approach may complicate secondary market trading of fungible tokens, as legal status could depend on issuer-managed efforts that are difficult to track.

This Wire brief sits within Fusion42's coverage of Fintech, and 2 sources have reported it between 8 Sep 2026 and 14 Sep 2026.

◆ The Wire takeaway

The SEC keeps using the old Howey test for crypto even though it doesn't fit modern tokens, forcing you to rethink your compliance and trading models this week. The legal uncertainty on token status at trade creates risks you must manage now or lose market access.

Coverage

2 sources · first reported 8 Sep 2026 · latest 14 Sep 2026

Related on Wire

Topics

Fintechseccryptoregulationhowey-testinvestment-contracts