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Wire · operational-macro

New UPI charges unlikely to impact transaction volumes, says RBI Governor

7 October 2026 · By · Wire by Fusion42

Published

7 October 2026

Topic

operational-macro

◆ Sectors

Fintech

◆ Geography

India

◆ Source

Read at telanganatoday.com →

◆ Verified

Fusion42 · 7 October 2026 · Fusion42 review

The Reserve Bank of India announced a 0.4% Merchant Discount Rate fee on select UPI person-to-merchant transactions above Rs 2,000 starting October 15, but expects no negative impact on overall digital payment volumes.

This Wire brief sits within Fusion42's coverage of Fintech, and 3 sources have reported it between 2 Oct 2026 and 7 Oct 2026.

◆ ◆ The Wire takeaway

You face a new cost on certain UPI payments over Rs 2,000 but the overall market remains open with most transactions unaffected. Adjust your pricing or customer communication now to manage the small fee without losing volume.

◆ Coverage

3 sources · first reported 2 Oct 2026 · latest 7 Oct 2026

◆ Related on Wire

◆ Topics

Fintechupimerchant-discount-ratedigital-paymentsrbiindia