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Wire · operational-macro

India Ends Free Ride for Larger Transactions on Its Ubiquitous Digital Payments Network

Published

15 September 2026

Topic

operational-macro

Sectors

Fintech

Geography

India

Source

Read at glenbrook.com

Verified

Fusion42 · 15 September 2026 · Fusion42 review

India's central bank has ended zero interchange on its popular UPI digital payment network for larger transactions, now charging fees on transactions above a threshold to increase system sustainability and generate revenue.

This Wire brief sits within Fusion42's coverage of Fintech, and 19 sources have reported it between 7 Aug 2026 and 15 Sep 2026.

◆ The Wire takeaway

Your payment startup in India now faces new costs on big UPI transfers that were free before. Time to adjust pricing models or push for customer segments that still benefit from zero fees.

Coverage

19 sources · first reported 7 Aug 2026 · latest 15 Sep 2026

Related on Wire

Topics

Fintechupidigital-paymentsinterchange-feesindiaregulation