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Insight: Open Banking has proved data sharing can work
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Fusion42 · 3 September 2026 · Fusion42 review
The UK Open Banking ecosystem has reached over one billion payments and 100 billion API calls, proving large-scale data sharing infrastructure works reliably. The next challenge is converting this data access into tangible customer benefits and organisational value through integration of data insights into customer journeys.
This Wire brief sits within Fusion42's coverage of Fintech.
◆ ◆ The Wire takeaway
Open Banking is moving from proving data sharing works to needing to show clear customer benefits. You must now focus on embedding Open Banking insights into your customer journeys to avoid being stuck with compliance-only features that customers ignore.
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1 source · 3 Sep 2026
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