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Wire · operational-macro

Fannie Mae, Freddie Mac Purchase Originations Fall As Overall Volume Rises

Published

5 November 2026

Topic

operational-macro

◆ Sectors

Fintech

◆ Geography

United States

◆ Source

Read at nationalmortgageprofessional.com →

◆ Verified

Fusion42 · 5 November 2026 · Fusion42 review

TransUnion's Q2 2026 report shows a 7.1% increase in overall mortgage purchase originations but reveals a decline in those associated with Fannie Mae and Freddie Mac, while refinancing surged by 40%. FHA loans face significant delinquencies, and refinances are increasingly shifting towards rate-and-term and home equity products.

This Wire brief sits within Fusion42's coverage of Fintech.

◆ ◆ The Wire takeaway

Your US mortgage tech could lose a big chunk of volume as Fannie and Freddie originations fall despite growing purchase lending overall. Shift your product focus away from GSE loans and towards refinance and non-GSE loans to capture growing segments.

◆ Coverage

1 source · 5 Nov 2026

◆ Related on Wire

◆ Topics

Fintechmortgagerefinancingfannie-maefreddie-macfha-delinquencies