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53% consumers seek mandate to hide users' mobile no's from UPI apps

Published

8 August 2026

Topic

regulatory

Sectors

Fintech

Geography

India

Source

Read at localcircles.com

Verified

Fusion42 · 29 August 2026 · Fusion42 review

India's National Payments Corporation has mandated UPI apps to mask users' full mobile numbers during transactions by September 4, 2026, showing only the last four digits or none in some cases, to enhance privacy and reduce harassment risks. The directive also requires new UPI users to have username-based IDs instead of mobile-number-based VPAs, aligning with the Digital Personal Data Protection Act.

This Wire brief sits within Fusion42's coverage of Fintech.

◆ The Wire takeaway

Your Indian fintech app must comply with masked mobile numbers in UPI transactions by September to avoid exclusion from the largest digital payments platform. This change cuts off a key privacy risk and opens a market gap for secure, user-friendly ID alternatives.

Coverage

1 source · 8 Aug 2026

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Topics

Fintechupiprivacydigital-paymentsindiaregulationdataprotection