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Wire · regulatory

MiCA gave crypto a passport, but customers still face borders

Published

14 November 2026

Topic

regulatory

◆ Sectors

Fintech

◆ Geography

Europe

◆ Source

Read at cryptonews.net →

◆ Verified

Fusion42 · 14 November 2026 · Fusion42 review

The EU's Markets in Crypto-Assets Regulation (MiCA) has created a passport system allowing authorized crypto companies to operate across member states without multiple licenses, but customers still face practical restrictions due to differences in national rules and payment options. Hungary's additional crypto restrictions were repealed following EU infringement action, allowing companies like Bitvavo to resume services, though inconsistencies in service availability and payment methods persist across countries.

This Wire brief sits within Fusion42's coverage of Fintech.

◆ ◆ The Wire takeaway

You must navigate varying national interpretations of MiCA despite the EU crypto passport; check your payment and onboarding processes country-by-country to avoid surprises and potential blocked service access.

◆ Coverage

1 source · 14 Nov 2026

◆ Related on Wire

◆ Topics

FintechEUcrypto-regulationMiCAcross-borderHungary