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Wire · operational-macro

Canada Gives Banks Green Light on Tokenized Deposits as OSFI Clarifies Their Legal Status

Published

11 September 2026

Topic

operational-macro

Sectors

Fintech

Geography

Canada

Source

Read at bitcoinfoundation.org

Verified

Fusion42 · 11 September 2026 · Fusion42 review

Canada's banking regulator, the Office of the Superintendent of Financial Institutions (OSFI), clarified that tokenized deposits are legally equivalent to traditional deposits and subject to existing federal banking regulations, allowing federally regulated financial institutions to offer tokenized deposits under current compliance frameworks.

This Wire brief sits within Fusion42's coverage of Fintech, and 3 sources have reported it between 11 Sep 2026 and 12 Sep 2026.

◆ The Wire takeaway

Canadian fintech founders offering tokenized banking products now have regulatory clarity to proceed under existing rules, making market entry faster but compliance responsibilities tougher. You need to review your legal obligations carefully and engage OSFI early to avoid costly missteps.

Coverage

3 sources · first reported 11 Sep 2026 · latest 12 Sep 2026

Related on Wire

Topics

Fintechtokenized-depositsbanking-regulationfintechcompliancecanada