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Wire · technology

Mastercard Plans to Keep Its European Network Running, Even Offline

9 October 2026 · By · Wire by Fusion42

Published

9 October 2026

Topic

technology

◆ Sectors

Fintech

◆ Geography

Europe

◆ Source

Read at paymentsjournal.com →

◆ Verified

Fusion42 · 9 October 2026 · Fusion42 review

Mastercard is rolling out new technical requirements in the EU starting February 2027 to enable offline payments on both cards and point-of-sale terminals, allowing transactions up to €200 to be approved without real-time bank connectivity during outages.

This Wire brief sits within Fusion42's coverage of Fintech, and 4 sources have reported it.

◆ ◆ The Wire takeaway

You must prepare your payment systems for offline transaction capabilities as Mastercard sets new EMV chip standards in Europe. This creates an opening to serve customers during outages that usual online systems fail to handle.

◆ Coverage

4 sources · 9 Oct 2026

◆ Related on Wire

◆ Topics

Fintechoffline-paymentseupayments-resiliencemastercardnetwork-availability