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Wire · operational-macro

Reforming cross-border payments

Published

29 August 2026

Topic

operational-macro

Sectors

Fintech

Geography

Global

Source

Read at bis.org

Verified

Fusion42 · 29 August 2026 · Fusion42 review

The Financial Stability Board and Bank of England emphasize ongoing efforts to reform cross-border payments by addressing cost, speed, transparency, and security, aiming to complete the G20's roadmap. Despite progress like ISO 20022 adoption and extended RTGS hours, challenges remain due to geopolitical shifts, technological acceleration, and rising fraud risks, requiring continued private and public sector cooperation.

This Wire brief sits within Fusion42's coverage of Fintech.

◆ The Wire takeaway

Cross-border payment reforms are entering a critical phase where delays and costs will no longer be tolerated, and you need to align your payment system developments with latest ISO standards and AML regulations to stay competitive. Evolving geopolitical and fraud threats also mean your compliance and risk teams must upgrade defences or face losing market access.

Coverage

1 source · 29 Aug 2026

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Topics

Fintechcross-border-paymentsfinancial-regulationiso-20022rtgs-extensionaml-cftpayment-fraud