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Business interruption claims outpace property damage by 70%

Published

8 October 2026

Topic

market

◆ Sectors

Insurtech

◆ Source

Read at insurancebusinessmag.com →

◆ Verified

Fusion42 · 10 October 2026 · Fusion42 review

Business interruption claims have grown 70% larger on average than property damage claims, driven by fires and lean supply chains, with average BI claims rising more than 30% annually. Lean supply chains and longer recovery periods are increasing the financial impact, straining declared values and indemnity periods.

This Wire brief sits within Fusion42's coverage of Insurtech.

◆ ◆ The Wire takeaway

Fire losses and lean supply chains are inflating business interruption costs beyond standard coverage, so you need to review your declared values and indemnity periods now to keep operations protected. If you rely on specialist suppliers, your insurance gaps could expose you to crippling recovery costs.

◆ Coverage

1 source · 8 Oct 2026

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◆ Topics

Insurtechbusiness-interruptioninsurance-claimssupply-chainfire-riskinflation-impact