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Wire · operational-macro

Reverse migration? Is cash finding its way back as currency with public surges to ₹41.8 lakh crore?

17 August 2026 · By · Wire by Fusion42

Published

17 August 2026

Topic

operational-macro

◆ Geography

India

◆ Source

Read at livemint.com →

◆ Verified

Fusion42 · 17 August 2026 · Fusion42 review

Cash holdings in India have surged to ₹41.8 lakh crore, indicating a potential reversal in the trend away from physical currency towards digital payments amid concerns around Merchant Discount Rates (MDR) and UPI.

◆ ◆ The Wire takeaway

India’s cash surge shifts the economic environment for digital payments, signalling you must redesign payment solutions that balance user trust and cost pressures from MDR changes.

◆ Coverage

1 source · 17 Aug 2026

◆ Related on Wire

◆ Topics

cash-usecurrency-trendsindia-economydigital-paymentsmerchant-discount-rate