Wire · regulatory
Mexico's draft Digital Payments Law: Identity, Acceptance And Cash-free Sectors
◆ Sectors
◆ Geography
◆ Source
◆ Verified
Fusion42 · 16 September 2026 · Fusion42 review
Mexico has submitted a draft Digital Payments Law to Congress that formalizes digital identity verification, mandates acceptance of digital payments in public sectors, and allows designation of sectors for cash-free transactions. The law introduces CURP Digital and Expediente Digital Ciudadano as official mechanisms for digital contracting in financial services and grants regulatory powers to Banco de México, CNBV, and the Ministry of Finance for overseeing payment acceptance and sector designations.
This Wire brief sits within Fusion42's coverage of Fintech.
◆ ◆ The Wire takeaway
Payments companies in Mexico must prepare for new rules requiring digital ID use and mandated acceptance of digital payments in certain sectors. You need to engage with regulators now to influence secondary rules shaping the rollout and ensure your infrastructure aligns to avoid missing key market access opportunities.
◆ Coverage
1 source · 15 Sep 2026
◆ Related on Wire
◆ Topics