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Wire · opportunities

More than 60 P&C insurance groups file to adopt AI exclusions

Published

24 July 2026

Topic

opportunities

Sectors

Fintech

Geography

United States

Source

Read at theinsurer.com

Verified

Fusion42 · 24 July 2026 · Fusion42 review

Over 60 P&C insurance groups have filed to adopt AI exclusions across multiple business lines, though some stated they do not plan immediate implementation. This represents a regulatory shift in how insurers are managing exposure to artificial intelligence-related risks.

This Wire brief sits within Fusion42's coverage of Fintech. Wire is Fusion42's founder-focused intelligence feed: each story is connected to the funds and startups it names — every one with a live profile on Raise or Scout — so founders can follow the capital and the momentum behind the headline rather than just the headline itself. Wire analysis is one of the live surfaces Arthur reasons over.

◆ The Wire takeaway

If you sell to or insure businesses using AI, your coverage is about to narrow — 60+ insurers are carving AI out of their policies, and buyers are filing the clauses whether they use them now or not. Your underwriting and pricing assumptions for any AI-exposed customer need rewriting this quarter.

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Topics

Fintechai-exclusionsp-and-c-insuranceregulatory-filingrisk-managementinsurance-coverage