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Wire · opportunities

More than 60 P&C insurance groups file to adopt AI exclusions

24 July 2026 · By · Wire by Fusion42

Published

24 July 2026

Topic

opportunities

◆ Sectors

Fintech

◆ Geography

United States

◆ Source

Read at theinsurer.com →

◆ Verified

Fusion42 · 24 July 2026 · Fusion42 review

Over 60 P&C insurance groups have filed to adopt AI exclusions across multiple business lines, though some stated they do not plan immediate implementation. This represents a regulatory shift in how insurers are managing exposure to artificial intelligence-related risks.

This Wire brief sits within Fusion42's coverage of Fintech.

◆ ◆ The Wire takeaway

If you sell to or insure businesses using AI, your coverage is about to narrow — 60+ insurers are carving AI out of their policies, and buyers are filing the clauses whether they use them now or not. Your underwriting and pricing assumptions for any AI-exposed customer need rewriting this quarter.

◆ Coverage

1 source · 24 Jul 2026

◆ Related on Wire

◆ Topics

Fintechai-exclusionsp-and-c-insuranceregulatory-filingrisk-managementinsurance-coverage