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Patrick Njoroge flags gaps in proposed national payments policy

Published

29 September 2026

Topic

regulatory

◆ Sectors

Fintech

◆ Geography

Kenya

◆ Source

Read at peopledaily.digital →

◆ Verified

Fusion42 · 29 September 2026 · Fusion42 review

Former Central Bank of Kenya Governor Patrick Njoroge raised concerns about gaps in the draft National Payment System Policy 2026, calling for clearer guiding principles on instant payments, interoperability, governance, and payment infrastructure to better prepare for technological, market, and geopolitical changes. He also emphasised the need for stronger consumer protection, digital identity frameworks, competition safeguards, and clarity on the government's market role.

This Wire brief sits within Fusion42's coverage of Fintech.

◆ ◆ The Wire takeaway

You face a regulatory framework still unclear on how Kenya's payments market will evolve, with government roles and competition rules unresolved. Investors and builders in instant payments and interoperability have a narrow window to influence final policy decisions that will shape market access and innovation.

◆ Coverage

1 source · 29 Sep 2026

◆ Related on Wire

◆ Topics

Fintechpayments-policydigital-identityconsumer-protectionfinancial-inclusioncompetition