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An AI Agent Just Passed Europe's Toughest Payment Authentication Test: By Maren Solberg

Published

14 September 2026

Topic

opportunities

Sectors

Fintech

Geography

Europe

Source

Read at finextra.com

Verified

Fusion42 · 14 September 2026 · Fusion42 review

Visa's My Agent AI completed a real payment using a European Revolut card that satisfies EU Strong Customer Authentication regulations by leveraging payment passkeys, tokenisation, spending boundaries, and real-time fraud monitoring, demonstrating agentic payments can meet strict regulatory standards.

This Wire brief sits within Fusion42's coverage of Fintech.

◆ The Wire takeaway

You must update your payment products to support agent-approved transactions under EU regulations now that Visa proved AI agents can comply with Strong Customer Authentication. This opens a new route to serve customers opting for autonomous checkout backed by trusted cardholder approvals.

Coverage

1 source · 14 Sep 2026

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Topics

Fintechai-agentpayment-authenticationstrong-customer-authenticationfintecheu-regulation