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Wire · operational-macro

Beyond the CMA Order: What Happens When UK Open Banking Shifts From Mandate to Market?

13 November 2026 · By · Wire by Fusion42

Published

13 November 2026

Topic

operational-macro

◆ Sectors

Fintech

◆ Geography

United Kingdom

◆ Source

Read at finextra.com →

◆ Verified

Fusion42 · 13 November 2026 · Fusion42 review

The UK plans to end the regulatory mandate on Open Banking APIs under the CMA Order and transition to a commercially governed ecosystem, raising questions on API pricing, governance, and consumer protections amid new payment schemes like cVRP.

This Wire brief sits within Fusion42's coverage of Fintech.

◆ ◆ The Wire takeaway

You face new pricing and governance rules that could raise costs or alter market access in UK Open Banking. Start engaging now with infrastructure partners and regulators to secure your place as the CMA mandate ends.

◆ Coverage

1 source · 13 Nov 2026

◆ Related on Wire

◆ Topics

Fintechopen-bankingcma-orderuk-financepaymentsregulatory-transitionconsumer-protection