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Wire · operational-macro

MDR in future only on limited merchant transactions above a threshold: FM

Published

10 August 2026

Topic

operational-macro

Sectors

Fintech

Geography

India

Source

Read at business-standard.com

Verified

Fusion42 · 24 August 2026 · Fusion42 review

India's upcoming amendment to the Payment and Settlement Systems Act will allow a merchant discount rate (MDR) only on limited merchant transactions above a high threshold, exempting most consumers and small merchants from UPI transaction charges. The government also proposes tax exemptions to encourage foreign companies to supply components to contract manufacturers in India, aiming to boost electronics manufacturing.

This Wire brief sits within Fusion42's coverage of Fintech.

◆ The Wire takeaway

You can expect UPI transactions from small merchants to stay free, opening a broader market for affordable digital payments. If you supply or enable contract manufacturing in electronics, new tax rules create timely inventory opportunities in India.

Coverage

1 source · 10 Aug 2026

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Topics

Fintechupimdrdigital-paymentselectronics-manufacturingcontract-manufacturingtax-exemptions