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Wire · operational-macro

Speech by Governor Waller on payments in the age of AI agents

Published

29 September 2026

Topic

operational-macro

◆ Sectors

Fintech

◆ Geography

United States

◆ Source

Read at federalreserve.gov →

◆ Verified

Fusion42 · 29 September 2026 · Fusion42 review

Federal Reserve Governor Waller highlighted how AI, especially large language models, can enhance the efficiency and security of cross-border payments by improving fraud detection and sanctions screening, while also identifying risks from AI-driven cyber threats. He also emphasized the emerging significance of agentic commerce, where AI agents autonomously execute multistep transactions, which could transform payment systems and e-commerce.

This Wire brief sits within Fusion42's coverage of Fintech, and 2 sources have reported it.

◆ ◆ The Wire takeaway

AI is shifting payment systems towards smarter fraud defense and smoother cross-border transfers, opening a rare window for fintech founders to build agentic commerce tools that could become core to future payment flows.

◆ Coverage

2 sources · 29 Sep 2026

◆ Related on Wire

◆ Topics

Fintechai-paymentscross-borderfraud-detectioncybersecurityagentic-commerce